Farm Owner’s Insurance

The Flexibility You Want, the Coverages You Need.

At O’Grady Insurance, we understand that a standard one-size-fits-all policy simply doesn't fit everyone. Your business is unique, and your insurance coverage should address this fact.

O’Grady Insurance Agency policies goes beyond traditional farm coverage, providing a flexible farm package. It allows you to customize your policy more precisely, to match your individual needs.

Depending on the coverages desired, you may customize your policy by choosing among five divisions and a variety of options within those divisions. Similar perils (causes of loss, such as windstorm, fire, theft, etc.) into groups, to achieve the combination of coverages that are right for you.

Tailored protection helps ensure you're getting exactly what you want - and that you're not paying extra for coverage you don't want.  We offer combined personal, farm, business, and property and liability coverage all under one policy, to simplify your insurance protection. We'll work to customize your policy by helping you choose among five divisions, a number of risk perils, and a variety of options within those divisions, to create a combination of coverages right for you.  

  • Residences and Household Contents: Dwellings, mobile homes, household contents, loss of use, debris removal, trees, fences, refrigerated products, motorized vehicles and more.  

  •  Buildings and Building Contents: Barns, silos, greenhouses, poultry, permanent equipment in buildings, refrigerated products and more.  

  •  Farm Personal Property: Livestock, farm machinery, farm products, supplies, tools and more.  

  •  Scheduled Personal Property: All-risk coverage for valuables you choose to insure.

  •  Liability: Medical expenses, defense costs, bodily injury and property damage liability and more.